IRS Form 8862: Reclaim Denied Tax Credits Like EITC or CTC | TAXtical

Form 8862: How to Reclaim Your Tax Credits After Disallowance | TAXtical

Have you previously lost the right to claim a tax credit like the Earned Income Tax Credit (EITC), Child Tax Credit (CTC), American Opportunity Credit, or Additional Child Tax Credit? To reclaim these credits, the IRS requires you to file Form 8862.

This guide from TAXtical explains:

What Form 8862 is
Who needs to file it
Why the IRS requires it
How to file it correctly
How TAXtical can help you get your credits back

What Is IRS Form 8862?

Form 8862, officially titled “Information To Claim Certain Credits After Disallowance”, is used when the IRS has previously disallowed or reduced your claim for a refundable or nonrefundable credit due to an error or improper claim.

You must file this form to reinstate your eligibility for the following tax credits:

Earned Income Tax Credit (EITC)
Child Tax Credit (CTC)
Additional Child Tax Credit (ACTC)
Credit for Other Dependents (ODC)
American Opportunity Tax Credit (AOTC)

Important: You only need to file Form 8862 if the IRS previously denied one of these credits and you're now eligible again.

Who Must File Form 8862?

You must file Form 8862 if:

✅ The IRS denied or reduced one of the above credits in a previous year
✅ You now qualify to claim the credit again
✅ You did not file Form 8862 with your current return yet

However, you don’t need to file Form 8862 if:

Your credit was denied because of math or clerical errors (not disallowance)
The IRS determined your claim was due to fraud — you’ll be permanently banned for 10 years
You're not claiming the previously disallowed credit this year
The IRS later reversed the disallowance

Why Is Form 8862 Important?

Filing Form 8862 is essential for restoring your eligibility to claim tax benefits. It allows the IRS to:

Verify that you now meet all the requirements
Prevent improper or fraudulent claims
Ensure tax credits are going to the right individuals and families

If you skip this form after a prior disallowance, the IRS will reject your credit claim automatically, even if you qualify.

How Do You File Form 8862?

You must attach Form 8862 to your Form 1040, 1040-SR, or 1040-NR when you file your return.

Steps include:

Answer a series of “Yes/No” questions to show your current eligibility
Provide dependent information, if applicable
Attach the form to your return and file electronically or by mail

Need help? Filing Form 8862 incorrectly can delay your refund. TAXtical’s expert team can guide you through every step.

Common Mistakes to Avoid

❌ Claiming a tax credit without submitting Form 8862
❌ Filing Form 8862 for a credit not previously disallowed
❌ Omitting dependent information when required
❌ Filing Form 8862 when still under a ban due to fraud

Avoid delays and rejection by filing the form properly the first time.

How TAXtical Helps with Form 8862

Our tax pros at TAXtical LLC will:

✔ Determine whether you need Form 8862
✔ Confirm your eligibility for tax credits
✔ File the form correctly with your return
✔ Help avoid future disallowance or penalties
✔ Maximize your refund and protect your credits

Let us help you take back what you’ve earned — confidently and compliantly.

✅ Reclaim Your Tax Credits Today!

If you’ve had a credit denied in the past, don’t miss out this year. Let TAXtical help you file Form 8862 and reclaim the credits you deserve.

📞 Contact us today for expert tax filing support and fast, accurate service.

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